Start Repairing Poor Credit Today!

NEGATIVE

CREDIT SCORES

Affecting your life?

If you have a low credit score, it will be almost impossible for you to get approved for a home loan. We are one of the top credit restoration companies in the United States, we can help you achieve a 720+ credit score or better!

Only 6 Spots Left For This Month!

The EXCLUSIVE

"720+ Credit Challenge"

Provides you with:

Secrets to raising your credit score to 720+

How to build a positive credit history so lenders will approve you

Learn the exact steps to remove all negative marks from your credit report in 100 days or less.

So You Can

Buy or Refinance Your Home

Purchase a New Vehicle

Qualify for a Better Job

Reduce Stress in Your Relationship

Get Approved for Credit Cards

Save Thousands of Dollars a Year

How It Works

Credit Report Consultation

We go over your credit report with you to find negative items that are inaccurate, help you understand the process of credit repair, and prepare a plan of action with you to improve your credit.

Enroll Into 720+ Credit Challenge

We dispute incorrect and unverified information on your behalf so that you can achieve the accurate credit scores you deserve.

Sit Back & Relax

Once your scores increase you will be able to lower your current interest rates on your loans and credit cards, and achieve access to better rates on new credit. You could save thousands every year!

What Our Customers Say

Marcus L.

Atlanta, GA

I was overwhelmed by debt collectors and didn’t know where to start. A1 Life Style took that stress off my shoulders. They educated me about my rights and worked with me to rebuild my credit. I now have the confidence to apply for a car loan without fear!

Amanda T.

Houston, TX

Thanks to A1 Life Style, I finally feel like I’m back in control of my financial life. They removed several inaccurate accounts from my report and helped me understand how credit really works. I’m now on track to buy my first home!

James P.

Chicago, IL

I never thought I could qualify for anything again after my credit took a hit. But the team at A1 Life Style helped me dispute errors, rebuild my profile, and even settle old debts. Today, I finally got approved for a new credit card—and it feels amazing.

TAKE CHARGE OF YOUR CREDIT SCORE NOW!

Click the button below to start your application process for our 720+ Credit Challenge today!

SAY GOODBYE TO YOUR LOW CREDIT SCORE

At A1 Life Style, we specialize in the full credit repair process. Our team of reputable, FICO-certified credit experts will work diligently on your behalf to remove negative items from your credit report across all three major credit bureaus—TransUnion, Equifax, and Experian.

We help resolve a wide range of credit-damaging issues, including:

Child Support

Late or delinquent child support payments can be turned over to debt collectors or collection agencies, just like any other debt. These late payments are reported on your credit file and can significantly lower your score.

Credit Inquiries

A credit inquiry occurs when you apply for a credit card or loan and authorize the lender to check your credit. There are two types: hard inquiries, which can affect your score, and soft inquiries, which do not.

Medical Bills

Just one unpaid medical bill in collections can drop your credit score by up to 100 points. Once reported, it can remain on your credit report for up to seven years.

Repossessions

Vehicle or property repossessions have a severely negative impact on your credit. They show lenders that you may have difficulty keeping up with payments, which can make future financing more difficult.

Tax Liens

Although tax liens stopped being reported by credit bureaus in 2018, older liens may still appear on some credit reports. Our experts will review and help address any lingering tax lien entries.

Public Records

Legal matters such as bankruptcies, judgments, or other court-related actions can appear as public records on your credit report. These can significantly hurt your credit standing.

OUR MEMBERS ARE RAVING ABOUT US!

Our 720+ Credit Score Challenge has helped over 10,000+ people reach their credit score goals!

START REPAIRING POOR CREDIT TODAY BOOK A CREDIT CONSULTATION

How We Repair Your Credit Scores

Thorough Credit File Review

We begin by performing a detailed review of your full credit history to locate negative, inaccurate, or outdated items that are bringing your score down. This step helps us understand the root causes of your credit issues and creates a clear action plan for improvement tailored specifically to your situation.

Dispute with Credit Bureaus

Our team prepares and sends professionally crafted dispute letters directly to all three major credit bureaus — Experian, Equifax, and TransUnion — to challenge inaccurate, unverifiable, or unfair items. We also follow up consistently to ensure your disputes are processed in a timely and efficient manner.

No Limits on Disputes

At A1 Life Style, we don’t place a cap on the number of items we dispute on your behalf. Whether it’s one account or twenty, we pursue every opportunity to improve your score by addressing as many negative entries as needed, without any hidden restrictions or limitations.

Consistent Follow-Up

Credit repair isn’t a one-time task — it's a process. That’s why we continue to monitor updates from the credit bureaus and re-dispute if necessary .A1 Life Style stays on top of every response and document to ensure maximum results through persistence and regular engagement.

How Much Does It Cost?

We believe in transparency and real results. Unlike other companies that limit how many items they work on per month, we offer an Unlimited Service — meaning we can dispute every single negative item across all 3 major credit bureaus at once. This allows you to see faster progress on your credit score.

We also provide a free credit counseling session upfront, where we review your credit report and explain your best options moving forward. Our team shares practical tips and strategies that most people are never told — but can make a real difference in your credit repair journey.

The best part? We charge a simple flat fee designed to be affordable and flexible for nearly any budget, with no hidden charges or complicated plans.

Frequently Asked Questions

How long does it take to improve my credit score?

While some clients see results within 30 to 60 days, the timeline depends on the number and type of negative items on your report. Most clients experience steady improvement within 3 to 6 months.

Do you work with all three credit bureaus?

Yes! We dispute items with Equifax, Experian, and TransUnion simultaneously — unlike many services that only focus on one or two at a time.

What kinds of negative items can you remove?

We help challenge and remove a variety of negative marks including late payments, collections, charge-offs, repossessions, foreclosures, inquiries, and more, if they are inaccurate, outdated, or unverifiable.

Is credit repair legal?

Absolutely. Credit repair is a legal right under the Fair Credit Reporting Act (FCRA), which allows you to dispute inaccurate information on your credit reports.

Will I need to do anything during the process?

We handle the hard work, but you’ll need to monitor your mail/email for responses from credit bureaus, and forward them to us so we can take the next steps.

How much does it cost to get started?

We offer a flat-rate plan that fits nearly any budget. Plus, every new client receives a free credit consultation with actionable advice, even before you sign up.